Tap & Go Mobile Payment Services | Octopus Mobile Payment Service

The first 3-in-1 NFC card comprises SIM card, Octopus card and Bank Mobile Payment functionality. Setting a new standard as Hong Kong’s No.1 NFC Mobile Payment service.

1O1O has sparked a “tap & pay” trend in Hong Kong by developing an innovative mobile payment service using near field communication (NFC) technology.

Our NFC SIM card brings together communications and mobile payment functionality on one device. Now you can make voice calls, browse the Internet and make payments with just one compatible smartphone.  

Customers benefit from the convenience of using Octopus to make payments for public transport, parking, shopping online and in stores, buying from vending machines and more. You can also use Visa payWave* and MasterCard®PayPass™ service in Hong Kong and overseas, thanks to our 3-in-1 NFC SIM card.


Tap & Go Mobile Payment Services
Octopus Mobile Payment Services
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Special Terms and Conditions of NFC SIM Card and NFC Services
  1. CSL Mobile Limited is the provider of SIM Cards that may support certain Near Field Communication (NFC) services (“NFC SIM Cards”).
  2. Near Field Communication services (“NFC Services”), include but are not limited to NFC mobile payment services provided by third party service providers such as financial institutions, Octopus Cards Limited (Licence Number: SVF0001 Effective Date: 13/11/2016), HKT Payment Limited or any of our Affiliates (“Service Providers”). The NFC Services are provided by the Service Providers directly.
  3. Where you have applied for the NFC Services service provided by a Service Provider, we will provide you with a NFC SIM Card and you agree to use the NFC SIM Card subject to the terms and conditions of the Mobile Service Agreement and these Special Terms and Conditions.
  4. You understand and agree that:
    1. You will be solely responsible for the compliance and performance of any agreements made between you and the Service Providers and any other rules, regulations, procedures and requirements of the Service Providers in relation to the NFC Services. For Tap & Go function, please visit www.tapngo.com.hk for Terms and Conditions, for Octopus function, please visit www.octopus.com.hk/sim-en for Terms and Conditions, Dos and Don’ts prepared by Octopus Cards Limited
      (Licence Number: SVF0001 Effective Date: 13/11/2016);
    2. You will use a compatible device as specified by the Service Providers at all times;
    3. You will follow all security precautions and guidelines in relation to the NFC Services and/or any relevant NFC payment arrangement issued by the relevant Service Providers and any other regulatory authorities from time to time;
    4. You will be solely responsible for the use or any unauthorized use of the NFC Services;
    5. You will bear all fees, charges and expenses which may be imposed by the Service Providers in relation to the NFC Services; and
    6. You will provide the Service Providers with the mobile number assigned to the NFC SIM Card, and immediately report to the Service Providers of any loss or replacement of the NFC SIM Card, change of the mobile number assigned to the NFC SIM Card or any unauthorized use of the NFC Services.
  1. In order to facilitate the registration, activation, and use and support the various functions of the NFC mobile payment service, you expressly acknowledge, agree and authorize us to disclose or transfer the information specified below to the relevant Service Providers or their respective officers, contractors, agents or representatives in order for the relevant Service Providers to provide their NFC mobile payment services:
    1. information to confirm that you are using an NFC SIM Card; and
    2. information about the current status of your mobile service account, including but not limited to:
      1. activation, suspension, termination and resumption of the Mobile Service of the mobile number assigned to the NFC SIM Card;
      2. reported loss of the NFC SIM Card or of a device with the NFC SIM Card installed, or replacement of the NFC SIM Card; and
      3. new mobile number in the event of any change of the mobile number assigned to the NFC SIM Card.
  2. You acknowledge and agree that the arrangement in this Mobile Service Agreement in relation to disclosure of your information as specified above will cease immediately if your Mobile Service is terminated for any reason.
  3. You will pay to us a reasonable fee for activation of the NFC Services in the NFC SIM Card and all SMS, Mobile Data or other charges (local or roaming) (if any) incurred as a result of any usage of the NFC Services or the Service Providers activating, suspending, terminating or resuming the NFC Services by sending SMS, which may or may not be shown or displayed on your device, or by other means.
  4. We do not guarantee the quality of the NFC Services and any other goods and services provided by the Service Providers. Any disputes or complaints in connection with the NFC Services and such other goods and services must be directed to the Service Providers. We will not be liable for any matters arising from or in connection with the NFC Services and such other goods and services and/or any loss and expense incurred or suffered by you or any other persons due to any improper or unauthorized use of the NFC Services or any loss of the NFC SIM Card, any failure to follow the security precautions and guidelines issued in relation to the NFC Services or use of mobile devices that are not compatible with the NFC Services. We exclude all loss, damage, cost, expense, liability and penalty arising out of the NFC Services and such other goods and services.
  5. In the event of termination of Mobile Service with us, you shall contact the Service Providers directly to arrange for cancellation of NFC mobile payment service on the NFC SIM Card and to arrange for refund of any remaining value in the NFC SIM Card (if any) in accordance with the terms and conditions of the Service Providers.